American Express Platinum Travel Insurance: $10,000 per trip, $20,000 per year Cancellation

Quick Answer

  • Trip Cancellation: $10,000 per trip, $20,000 per year
  • Trip Interruption: $10,000 per trip, $20,000 per 12 months
  • Emergency Medical: Not included with this card

Planning a trip or rental? Your American Express Platinum already includes travel insurance — here's how to make the most of it. We'll show you what's covered, what's not, and how to claim confidently.

How It Compares

FeatureThis CardTypical Coverage
Trip Cancellation $10,000 per trip, $20,000 per year
Trip Interruption $10,000 per trip, $20,000 per 12 months
Emergency Medical Not included with this card
Trip Delay $500 per trip (6-hour minimum)
Lost Luggage $3,000 per person
Extended Warranty Up to 1 year
Medical Evacuation $100,000
Annual Trip Limit $20,000 per 12 months

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Source & Official Terms: View official benefit terms and conditions

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