BNP Paribas Fortis World Elite (Belgium) Travel Insurance: Included, no monetary cap Medical, €25,000 per trip per family Cancellation

Yes, BNP Paribas Fortis World Elite covers trip cancellation up to €25,000 per trip per family when you pay for your trip with the card. Coverage applies to specific covered reasons like illness, injury, or severe weather. Pre-existing conditions are generally excluded.

BNP Paribas Fortis World Elite provides up to Included, no monetary cap in emergency medical coverage when your trip is paid with the card. Submit documentation within 20-60 days of the incident. Keep all medical receipts and treatment records.

BNP Paribas Fortis World Elite reimburses up to €400 per insured per trip for delays of 3+ hours. Covered expenses include meals, lodging, and toiletries. Keep all receipts for reimbursement.

Yes, BNP Paribas Fortis World Elite provides up to €10,000 per insured per trip for lost luggage. Delayed baggage is also covered up to €400 per insured for first necessary purchases for essential purchases. File a claim with the airline first, then submit to your card issuer.

Coverage for pre-existing conditions varies by card. Some cards exclude them entirely, while others offer coverage if you meet specific requirements like booking within a certain timeframe of your initial trip deposit.

Coverage usually applies if you pay the full prepaid amount directly with your eligible card, but OTAs and third-parties often complicate claims. Safest: book direct with the airline/hotel or issuer portal. Itinerary must show your card's last 4 digits and statement charge should be from the provider. Split payments or points usage may void coverage. Always verify your card's Guide to Benefits before relying on coverage.

No. Norte analyzes coverage from our database of 200+ cards. Simply select your cards from our list — no account connections or personal financial data required.

Our database is built from official card benefit guides and policy documents. We verify coverage details regularly, but always confirm with your card issuer before making claims.

Most claims are processed within 30-45 days of submitting complete documentation. You'll typically receive initial acknowledgment within 5-7 business days.