Every Sapphire Reserve credit, and when it resets
19 credits. 6 different clocks.
Monthly, quarterly, twice a year, once a year. Here is each one, how to use it, and what resets next. Checked against Chase's terms on Oct 5, 2026.
Resets next: Nov 1, 2026
- DoorDash Monthly Credits: $25 a month
- Lyft Credits: $10 a month
- Peloton: $10 a month
Norte reminds you before these reset, for every card you carry.
Every month
- DoorDash Monthly Credits: $25 a month. Up to $300 a year Enroll first
Each calendar month on DoorDash: $5 off one restaurant order and two $10 discounts on separate non-restaurant orders, such as groceries and retail, while your Sapphire Reserve DashPass membership is active. Pay with the card you enrolled with. Discounts apply to the subtotal only and do not roll over to the next month. - Lyft Credits: $10 a month. Up to $120 a year Enroll first
Up to $10 a month in Lyft credit, up to $120 a year, through September 30, 2027. For Standard, Extra Comfort, XL, Black or Black SUV rides booked in the Lyft app, in the US and Canada. Not for memberships, fees, tips or gift cards. Paying through Apple Pay, Google Wallet or PayPal does not qualify. One credit per account each month; unused credit is lost. - Peloton: $10 a month. Up to $120 a year Enroll first
Up to $10 a month ($120 a year) through December 31, 2027 on a Peloton All-Access, Rental, App+, Guide, App One or Strength+ membership. Activate on chase.com, then sign up or sign in at onepeloton.com/digital/promotions/chase with this card on file. Memberships bought through the Apple App Store or Google Play do not qualify, nor do purchases outside the US.
Twice a year
- Exclusive Tables Dining: $150 twice a year. Up to $300 a year Enroll first
$150 from January to June and $150 from July to December at restaurants in the Sapphire Reserve Exclusive Tables program on OpenTable. Pay the restaurant directly with the card: gift cards, merchandise, delivery apps and third-party payment services do not count. - StubHub / viagogo: $150 twice a year. Up to $300 a year Enroll first
Up to $150 from January to June and $150 from July to December, through December 31, 2027. Activate on chase.com first. Buy directly on stubhub.com, viagogo.com or their apps; gift cards do not count, and UK events sold through stubhub.co.uk do not qualify.
Once a calendar year
- The Edit by Chase Travel: $500 a year
Up to $250 back per booking and $500 per calendar year on prepaid Pay Now stays of 2 nights or more with The Edit, booked through Chase Travel. The part covered by the credit earns no points. Stays also come with a $100 property credit, breakfast, a welcome amenity and a room upgrade, subject to availability. - Apple TV: $156 a year Enroll first
Activate on chase.com or in the Chase Mobile app by June 22, 2027, for at least 12 months of Apple TV from the day you activate. Primary cardmember only. A paid Apple TV subscription is paused while this one runs; with Apple One you get $8 off a month instead. - Apple Music: $132 a year Enroll first
Activate on chase.com or in the Chase Mobile app by June 22, 2027, for at least 12 months of Apple Music from the day you activate. Primary cardmember only. A paid Apple Music subscription is paused while this one runs; with Apple One you get $8 off a month instead. - DashPass Membership: $120 a year Enroll first
$0 delivery fees and lower service fees on eligible DoorDash and Caviar orders. Activate by December 31, 2027. Once activated the membership runs for a minimum of one year, and continues as long as the account is open and not in default. - IHG One Rewards Platinum Elite: Included Enroll first
Complimentary Platinum Elite status through 12/31/2027. Requires enrollment. - Reserve Travel Designers: Included
Custom itinerary planning, valued up to $300 per trip. Concierge-style travel planning service.
Once a cardmember year
Resets on the anniversary of your account opening
- Annual Travel Credit: $300 a year
Applied automatically to travel purchases until $300 is used each cardmember year, which runs from your account anniversary to the first statement after the next one. The part of a purchase covered by the credit earns no points. Excludes in-flight purchases, onboard cruise purchases, sightseeing, RV/boat rentals.
Every 4 years
- Global Entry / TSA PreCheck: $120 every 4 years
Up to $120 every 4 years for Global Entry ($120), TSA PreCheck (up to $85), or NEXUS ($50).
Limited-time offers
- Wander Anniversary Credit: $350 once. Until Dec 14, 2026 Enroll first
Spend $1,500 or more with Wander and get $350 back. Activate in Chase Offers first, then complete payment on Wander's website. Offer ends 14 December 2026. - Miraval and Alila Anniversary Credit: $250 once. Until Dec 14, 2026 Enroll first
Spend $1,000 or more at a Miraval or Alila property and get $250 back. US properties only. Activate in Chase Offers first, then complete payment on the partner's website. Offer ends 14 December 2026. - Select Chase Travel Hotels 2026: $250 once. Until Dec 31, 2026
One-time credit for 2026 only. 2-night minimum. Earns points on spend above $250. - JSX Anniversary Credit: $200 once. Until Dec 14, 2026 Enroll first
Spend $200 or more with JSX and get $200 back, so a qualifying flight is effectively free up to that amount. Activate in Chase Offers first, then complete payment on JSX's website. Offer ends 14 December 2026. - IHG Anniversary Credit: $125 once. Until Oct 16, 2026 Enroll first
Spend $500 or more on an eligible IHG stay in the US and get $125 back. Activate in Chase Offers first, then complete payment directly with IHG. This one ends earliest, on 16 October 2026. - SIXT Anniversary Credit: $125 once. Until Dec 14, 2026 Enroll first
Spend $500 or more on a premium SIXT rental and get $125 back. Activate in Chase Offers first, then complete payment on SIXT's website. Offer ends 14 December 2026.
After $75,000 in purchases a year: Southwest Airlines Chase Travel Credit, IHG One Rewards Diamond Elite Status, Southwest A-List Status, Shops at Chase Credit and World of Hyatt Explorist Status.
Every credit runs on its own clock
Chase shows your Sapphire Reserve credits in its own app. Norte puts them next to your Amex, Capital One and every other card's, in one list.
Add your Sapphire Reserve to Norte and all of them sit in one list. Tick one when you use it, and Norte reminds you before each one resets. Use the ones that fit your life; Norte doesn't ask you to chase all of them.
Is it worth $795 to you?
Count only the credits you would use anyway. In Norte, the ring on Home adds them up as you go, against the fee.
What your Sapphire Reserve protects
The Sapphire Reserve also protects what you book with it. Forward a booking email to Norte and it makes the plan, keeps the receipt and shows what your Sapphire Reserve covers.
- Chase Sapphire Reserve Airport Lounge Access: Priority Pass Select, Chase Sapphire Lounge by The Club, Air Canada Maple Leaf Lounges (same-day Air Canada or Star Alliance)
- Chase Sapphire Reserve Purchase Protection: $10,000 per claim, $50,000 per account per year Coverage
- Chase Sapphire Reserve Rental Car Coverage: up to $75,000 Primary CDW
- Chase Sapphire Reserve Travel Insurance: $2,500 Medical, Up to $10,000 per person, $20,000 per trip, prepaid non-refundable expenses Cancellation
- Chase Sapphire Reserve Trip Delay Coverage: Up to $500 per person per trip for reasonable expenses Reimbursement
When do Sapphire Reserve credits reset?
Monthly credits reset on the 1st of each month: DoorDash Monthly Credits, Lyft Credits and Peloton. Twice-a-year credits reset on Jan 1 and Jul 1: Exclusive Tables Dining and StubHub / viagogo. Calendar-year credits reset on Jan 1: The Edit by Chase Travel, Apple TV, Apple Music, DashPass Membership, IHG One Rewards Platinum Elite and Reserve Travel Designers. Cardmember-year credits reset on the anniversary of your account opening: Annual Travel Credit. Every-4-years credits come back 4 years after you last used them: Global Entry / TSA PreCheck. Limited-time offers: Wander Anniversary Credit until Dec 14, 2026; Miraval and Alila Anniversary Credit until Dec 14, 2026; Select Chase Travel Hotels 2026 until Dec 31, 2026; JSX Anniversary Credit until Dec 14, 2026; IHG Anniversary Credit until Oct 16, 2026; SIXT Anniversary Credit until Dec 14, 2026.
How do I use the Sapphire Reserve The Edit by Chase Travel credit?
Up to $250 back per booking and $500 per calendar year on prepaid Pay Now stays of 2 nights or more with The Edit, booked through Chase Travel. The part covered by the credit earns no points. Stays also come with a $100 property credit, breakfast, a welcome amenity and a room upgrade, subject to availability.
How do I use the Sapphire Reserve DoorDash Monthly Credits credit?
Each calendar month on DoorDash: $5 off one restaurant order and two $10 discounts on separate non-restaurant orders, such as groceries and retail, while your Sapphire Reserve DashPass membership is active. Pay with the card you enrolled with. Discounts apply to the subtotal only and do not roll over to the next month.
How do I use the Sapphire Reserve Exclusive Tables Dining credit?
$150 from January to June and $150 from July to December at restaurants in the Sapphire Reserve Exclusive Tables program on OpenTable. Pay the restaurant directly with the card: gift cards, merchandise, delivery apps and third-party payment services do not count.
Which Sapphire Reserve credits need enrollment?
DoorDash Monthly Credits, Lyft Credits, Peloton, Exclusive Tables Dining, StubHub / viagogo, Apple TV, Apple Music, DashPass Membership, IHG One Rewards Platinum Elite, Wander Anniversary Credit, Miraval and Alila Anniversary Credit, JSX Anniversary Credit, IHG Anniversary Credit and SIXT Anniversary Credit.