American Express Gold Travel Insurance: What's Actually Covered
Quick Answer
- Emergency Medical: Not included with this card
- Trip Delay: $300 per trip (12-hour minimum)
- Lost Luggage: $1,250 carry-on, $500 checked baggage per covered person per trip
Planning a trip or rental? Your American Express Gold already includes travel insurance — here's how to make the most of it. We'll show you what's covered, what's not, and how to claim confidently.
How It Compares
| Feature | This Card | Typical Coverage |
|---|---|---|
| Emergency Medical | Not included with this card | |
| Trip Delay | $300 per trip (12-hour minimum) | |
| Lost Luggage | $1,250 carry-on, $500 checked baggage per covered person per trip | |
| Extended Warranty | Up to 1 year | |
| Annual Trip Limit | $10,000 per trip |
Related Guides
Source & Official Terms: View official benefit terms and conditions
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