Chase Sapphire Preferred® Trip Delay Coverage: Up to $500 per Covered Traveler per Trip Reimbursement
Manually audited from official issuer benefit guides · Last verified Jun 2026 · Source: Chase press release 6/15/2026 (media.chase.com/news/Meet-the-New-Chase-Sapphire-Preferred) + chase.com/sapphire-cards/personal/preferred
Quick Answer
- Trip Delay Reimbursement: Up to $500 per Covered Traveler per Trip
- Minimum Delay Trigger: 12 hours
- Baggage Delay: Up to $100 per day, up to 5 days (6-hour minimum)
Your Chase Sapphire Preferred® includes trip delay coverage protection. Understand what's covered, how to activate it, and how to file claims confidently.
How It Compares
| Feature | This Card |
|---|---|
| Trip Delay Reimbursement | Up to $500 per Covered Traveler per Trip |
| Minimum Delay Trigger | 12 hours |
| Baggage Delay | Up to $100 per day, up to 5 days (6-hour minimum) |
| Lost Luggage | Up to $3,000 per Covered Traveler per Trip. NY residents: $2,000 per bag, $10,000 maximum for all Covered Travelers per Trip. Sub-limits: $500 jewelry/watches, $500 cameras/video/electronics (included in, not additive to, per-person maximum). |
Frequently Asked Questions
Do I need to connect my bank account?
No. Norte analyzes coverage from our database of 200+ cards. Simply select your cards from our list — no account connections or personal financial data required.
How accurate is the coverage information?
Our database is built from official card benefit guides and policy documents. We verify coverage details regularly, but always confirm with your card issuer before making claims.
How long does the claims process typically take?
Most claims are processed within 30-45 days of submitting complete documentation. You'll typically receive initial acknowledgment within 5-7 business days.
Related Guides
Source & Official Terms: View official benefit terms and conditions
Claims support: 1-800-493-3319
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