Bilt Obsidian Card Airport Lounge Access: Not Included — Alternatives (2026)
Manually audited from official issuer benefit guides · Last verified Mar 2026 · Source: Bilt official Guide to Benefits
Quick Answer
- Airport Lounge Access: Not included
- Travel Credit: $100 Bilt Travel portal hotel credit ($50 semi-annually, requires 2-night minimum stay).
- Trip Protection: $2,000 per trip, $5,000 per account per year
The Bilt Obsidian Card does not include complimentary airport lounge access. However, you may still have valuable travel benefits like annual travel credits, trip protection that can offset lounge membership costs. Explore your alternatives below.
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How It Compares
| Feature | This Card |
|---|---|
| Airport Lounge Access | Not included |
| Travel Credit | $100 Bilt Travel portal hotel credit ($50 semi-annually, requires 2-night minimum stay). |
| Trip Protection | $2,000 per trip, $5,000 per account per year |
| Alternative Options | Priority Pass membership ($99-469/year) or LoungeBuddy/LoungeBird day passes ($25-60) |
Frequently Asked Questions
Chase Sapphire Lounges Leave Priority Pass: what should you watch for?
From August 15, 2026, Chase Sapphire Lounge by The Club locations no longer participate in the Priority Pass or LoungeKey networks.
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If your Priority Pass membership comes from a non-Chase card such as Amex Platinum or Capital One Venture X, you can no longer enter a Chase Sapphire Lounge, and the previous once-a-year complimentary visit and discounted $75 entry are both gone. Cardholders of the Chase Sapphire Reserve, Sapphire Reserve for Business, J.P. Morgan Reserve and Ritz-Carlton cards are unaffected and keep unlimited complimentary access.
Do I need to connect my bank account?
No. Norte analyzes coverage from our database of 200+ cards. Simply select your cards from our list — no account connections or personal financial data required.
How accurate is the coverage information?
Our database is built from official card benefit guides and policy documents. We verify coverage details regularly, but always confirm with your card issuer before making claims.
How long does the claims process typically take?
Most claims are processed within 30-45 days of submitting complete documentation. You'll typically receive initial acknowledgment within 5-7 business days.
Related Guides
Claims support: 1-800-Mastercard
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