HSBC Elite World Elite Mastercard Travel Insurance: $2,500 per covered person per trip (secondary); emergency illness limited to $500/day; $50 deductible per person per trip Medical, $1,500 per insured person Cancellation
Quick Answer
- Trip Cancellation: $1,500 per insured person
- Trip Interruption: $1,500 per insured person
- Emergency Medical: $2,500 per covered person per trip (secondary); emergency illness limited to $500/day; $50 deductible per person per trip
Planning a trip or rental? Your HSBC Elite World Elite Mastercard already includes travel insurance — here's how to make the most of it. We'll show you what's covered, what's not, and how to claim confidently.
How It Compares
| Feature | This Card | Typical Coverage |
|---|---|---|
| Trip Cancellation | $1,500 per insured person | |
| Trip Interruption | $1,500 per insured person | |
| Emergency Medical | $2,500 per covered person per trip (secondary); emergency illness limited to $500/day; $50 deductible per person per trip | |
| Baggage Delay | $250 per claim (6-hour minimum) | |
| Lost Luggage | $1,500 per incident | |
| Extended Warranty | Up to 24 additional months (doubles original warranty up to 24 months) | |
| Annual Trip Limit | $1,500 per insured person for trip cancellation/interruption (Policy #9907-39-62); $1,000,000 per covered person for travel accident (Policy #9907-39-61); $2,500 per covered person per trip for emergency medical (MasterAssist) |
Related Guides
- HSBC Elite World Elite Mastercard Airport Lounge Access: Priority Pass (1,700+ airport lounges and experiences worldwide; access via physical card + boarding pass or Priority Pass app)
- HSBC Elite World Elite Mastercard Trip Delay Coverage: What's Included
- HSBC Elite World Elite Mastercard Welcome Bonus: 60,000 points (worth up to $900 in travel booked through HSBC Travel) after spending $4,000 in first 3 months from account opening
- HSBC Elite World Elite Mastercard Rental Car Coverage: Actual cash value — lesser of: repair amount, wholesale market value less salvage and depreciation, or rental agency purchase invoice less salvage and depreciation Secondary CDW
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