Rental Car Coverage with Credit Cards
Quick Answer
- Coverage Type:
- Max Coverage:
- Rental Duration:
Credit card rental car coverage can save you $15-30 per day on rental insurance.
Key Benefits
- Collision Damage Waiver (CDW): Covers damage to the rental vehicle from collisions
- Loss Damage Waiver (LDW): Comprehensive coverage including theft and vandalism
- Primary vs Secondary: Primary coverage pays first; secondary covers gaps after personal insurance
How It Compares
| Feature | This Card | Typical Coverage |
|---|---|---|
| Coverage Type | Primary CDW/LDW | Secondary coverage |
| Max Coverage | Vehicle MSRP | Up to $75,000 |
| Rental Duration | Up to 31 days | 15-31 days |
Frequently Asked Questions
Can I decline rental car insurance with credit card coverage?
Yes, if your card provides CDW/LDW coverage.
Does credit card rental insurance work internationally?
Coverage varies by card. Many cards exclude specific countries.
Get personalized coverage recommendations
Use our interactive coverage checker to analyze your cards and see exactly what's covered for your specific situation.
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